A digital scan-and-pay platform supported by a distributed agent and merchant network.
What is SoftPay?
SoftPay is a digital scan-and-pay platform designed to bridge the gap between cash economies and modern digital payments through a strong agent and merchant network. SoftPay does not eliminate cash, it connects offline users to the digital economy.
Core Principle
SoftPay makes everyday payments simple, accessible, and inclusive for everyone.
Problems Addressed
Heavy Reliance On Cash
Many people and merchants still depend on physical cash, which limits speed, safety, and efficiency.
Limited Digital Payment Infrastructure Small businesses often lack access to modern payment systems and tools.
Financial exclusion of offline users
Users without traditional banking access are left out of digital financial services.
Core Features:
QR Code Scan and Pay Make instant payments by scanning merchant QR codes with a mobile device.
Agent Onboarding and Management Build and manage a distributed network of payment agents across locations.
Cash-In and Cash-Out Services Enable users to convert cash to digital value and withdraw when needed.
Merchant Payment Tools Provide businesses with easy tools to accept, track, and manage payments.
Transaction History and Reporting Give users and merchants full visibility into payment activity.